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Use your credit card for a better credit score

Currently there is an increasing awareness about the importance of a credit score and the impact it has on any loan who wish to opt for in future! If you are one of those individuals who plan to take a home loan a few years down the line and do not have a credit score at all, then it is time to thought of starting a credit score record, which will benefit you in the long run.

What does a score look like and what is a good score?

A credit score is generally a three digit number within the range of 300 and 900. Higher the score the better it is. This score will reflect information from several lenders and across various loans.

What information does a credit report contain?

Apart from containing all personal identification information the credit report records your repayment history if any in the case of a loan or a credit card.

Your credit card can be the single most important factor in improving and increasing your credit score. On the other hand it can also plummet your score to dark depths if you are not careful. Think smart and use your credit cards to your advantage. Here is some pointers on what to do and what not to do in order to achieve this reality.


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Convert tax gains into higher investments

Mumbai, Mar 27 (PTI) Finance Minister Pranab Mukherjee today sought higher investments from companies in return for boosting their business margins through budget proposals like sparing any hike in excise duty rates.

He also sought help from Corporate India in pushing further the government''s economic growth and reforms agenda and said this support was necessary for him to meet their expectations.

"Just as I have to meet up to your expectations to get you to scale new heights of productivity and growth, you also have to meet my hopes, in the process strengthening my hands," he said in opening remarks at post-budget conference organised by industry chamber Assocham here today.

"Reforms are not a one shot exercise; they have to be pursued continuously in keeping with the changing contexts and the growing aspirations of the people. I can do more, when I have the space to do more. You have to do your bit to create that space for me," he added.

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